Standard Deduction Calculator 2026

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The standard deduction reduces your taxable income before federal income tax is calculated. For 2026, the IRS has increased the standard deduction amounts for all filing statuses. Taxpayers who are 65 or older or legally blind are entitled to additional amounts on top of the base deduction.

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Enter Your Measurements

Results

Your Standard Deduction

15,000

$

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Formula

Standard Deduction = Base Amount + (Age65 factor + Blind factor) × Additional Amount 2026 Base: Single $15,000 | MFJ $30,000 | HoH $22,500

How to Use This Calculator

How to Use

  1. 1

    Select your filing status for the tax year.

  2. 2

    Indicate whether you (or your spouse, if MFJ) are age 65 or older.

  3. 3

    Indicate whether you are legally blind.

  4. 4

    Your total standard deduction is shown — subtract this from your gross income to find your taxable income.

Frequently Asked Questions

Frequently Asked Questions

Should I take the standard deduction or itemize?

Take whichever is larger. If your itemized deductions (mortgage interest, charitable contributions, state taxes up to $10,000, etc.) exceed your standard deduction, itemizing saves more money.

Can both spouses claim the additional deduction on a joint return?

Yes. For married filing jointly, each spouse who is 65+ or blind gets their own additional amount of $1,650 per qualifying factor.

How does the standard deduction affect my taxes?

Subtract your standard deduction from your gross income to arrive at taxable income. Lower taxable income means lower federal tax owed.
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About This Calculator

This calculator uses the formula: Standard Deduction = Base Amount + (Age65 factor + Blind factor) × Additional Amount 2026 Base: Single $15,000 | MFJ $30,000 | HoH $22,500. All calculations follow industry-standard methods. Results are estimates — always verify with a licensed professional for structural or code-compliant work.

Built and maintained by the CalcSmart team. Last updated March 2026.

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