Cash Flow Calculator

Calculate your business cash flow. Understand money flowing in and out to manage working capital effectively.

Enter Your Measurements

Cash Inflows($)

Cash Outflows($)

Beginning Cash Balance($)

Results

Ending Cash Balance

25,000.00

Net Cash Flow

15,000.00

Formula

Net Cash Flow = Inflows - Outflows; Ending Balance = Beginning + Net Flow

How to Use This Calculator

How to Use

1
Enter total cash coming in (sales, loans, etc.).
2
Enter total cash going out (expenses, payments, etc.).
3
Enter your beginning cash balance.
4
Get net cash flow and ending balance.

Frequently Asked Questions

Why is cash flow different from profit?

Profit is revenue minus expenses (accounting). Cash flow is actual money in and out. You can be profitable but have negative cash flow due to timing.

Why is cash flow critical?

Positive cash flow keeps you alive. You need cash to pay employees and suppliers, even if you're profitable on paper.

Related Calculators

Burn Rate Calculator

Runway Calculator

About This Calculator

This calculator uses the formula: Net Cash Flow = Inflows - Outflows; Ending Balance = Beginning + Net Flow. All calculations follow industry-standard methods. Results are estimates — always verify with a licensed professional for structural or code-compliant work.

Built and maintained by the CalcSmart team. Last updated March 2026.

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